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We accept most major insurance plans and make the billing process simple. No surprises, no hassle.
Accepted Plans
We work with most major insurance carriers across all four Mississippi Gulf Coast locations.
Don't see your plan? Call us at (228) 280-8120 — we may still accept it.
Simple Process
Call us or submit your info online. We'll verify your coverage before your first visit so you know exactly what to expect.
Once verified, we'll get you on the calendar at your preferred location. We have four clinics across the Mississippi Gulf Coast.
We file all claims directly with your insurance company. You focus on getting better — we take care of the paperwork.
NeoLife Physical Therapy offers competitive self-pay rates for patients without insurance or those who prefer to pay out of pocket. You'll receive the same one-on-one, manual therapy intensive care at every visit.
Looking for performance training? NeoFit Performance is our 100% cash-pay sports performance institute — no insurance needed.
Mississippi is a direct access state — you do not need a physician referral to see a physical therapist. You can schedule an evaluation directly with NeoLife Physical Therapy.
Some insurance plans may require a referral for coverage. Contact us at (228) 280-8120 to verify your specific plan requirements before your first visit.
MS Board of Physical Therapy — State Guidelines & PT LawCommon Questions
Mississippi is a direct access state, meaning you can see a physical therapist without a physician referral. However, some insurance plans may require a referral for coverage. We recommend calling us at (228) 280-8120 to verify your specific plan requirements.
Call us at (228) 280-8120. We work with many plans and may still be in-network with your provider. Our team will verify your benefits before your first visit so there are no surprises.
Yes. NeoLife Physical Therapy accepts Medicare at all four of our Mississippi Gulf Coast locations: D'Iberville, Gulfport, Bay St. Louis, and Ocean Springs.
Your out-of-pocket cost depends on your specific insurance plan, deductible, and copay. We verify your benefits before your first visit and will provide an estimate of your responsibility so you know what to expect.
Yes. NeoLife Physical Therapy treats workers' compensation cases at all four locations. We work directly with your employer's insurance carrier to ensure seamless coverage.
Yes. We work with auto insurance and personal injury protection (PIP) claims. If you've been in an accident, call us and we'll coordinate with your auto insurance carrier to get you treated.
We understand that healthcare costs can be a concern. Please contact us at (228) 280-8120 to discuss payment options that work for your situation.
Our billing team helps with prior authorizations and appeals. If your claim is denied, we'll work with your insurance company to resolve the issue and explore all available options to get you the care you need.
Medically Reviewed by Dr. Robby Ellis, DPT
Founder, NeoLife Physical Therapy & Wellness | Licensed PT, Mississippi | 10+ Years Experience
View credentials →Our team is ready to verify your benefits and get you scheduled.